Wise Agents
AI agents for regulated companies · one platform · built for the EU

AI agents your compliance team can sign off.

We design, build, test and run AI agents for regulated companies in the EU, on our own end-to-end platform hosted in Germany. Each agent is tested against a pass bar you set, records every run, leaves the decisions that matter to your people, and comes documented for the EU AI Act and GDPR.

  • Platform hosted in Nuremberg, Germany
  • Model route and region named in writing
  • A data processing agreement before any data

Claims intake agentSample insurer · scripted · no model is called

Switch one off

Customer: “My e-bike was stolen from the cellar on 3 November. Policy HC-44-1093, IBAN DE89 3704 0044 0532 0130 00.”

ReplyYou’re writing to an AI assistant. A claims handler checks every decision.

Readsthis claim email and policy HC-44-1093, nothing else

Payout€1,240 proposed · waits for a claims handler

Recordrun 7f3a · input, sources, tools, model, approver

Ready for sign-off. All four controls on, tested against the bar.
Not releasable: the payout would go out with no person deciding. 1 control is off
What we build

Agents for the work that is careful, repeated and full of documents.

One process at a time, with the owner of that process. The agent prepares, checks and drafts. A person decides what leaves the building.

Intake and triage

Claims, applications, complaints, referrals. Reads what arrives, checks it against your rules, asks for what is missing, routes the rest.

A handler approves payouts and refusals.

Document review

Contracts against a playbook, KYC files against a checklist, submissions against a standard. Every finding with its source passage.

A reviewer accepts or rejects each finding.

Answers from your rules

For customers or staff, in their language, from your approved wording only. Says it is an AI, and hands over when a question needs a person.

Advice and exceptions go to your team.

Back-office checks

Reconciliation, exception lists, report preparation. The agent does the matching and explains each exception it could not clear.

An analyst signs off the result.

Examples of the kind of process we start with. We publish client work only with the client’s written consent, and have none to show yet.

Works with the systems you already run

Examples
Email and files
Microsoft 365 (Outlook, SharePoint, OneDrive) through Microsoft Graph · Nextcloud
Business systems
SAP S/4HANA · Personio · Salesforce · HubSpot · your claims, policy or case system
Databases
PostgreSQL · MySQL, with read-only queries, each one reviewed before use
Documents
PDF, Word, CSV, Markdown and plain text, into the agent’s own knowledge index
Anything else
A REST API that takes a key, a login or OAuth 2.0 client credentials · an MCP server

Examples of what an agent can connect to, not partners: none of these vendors endorses us. Each connection is built and tested in your project, with credentials that are stored and never shown back. Reading works at once; anything that changes a record asks a person each time, unless you decide otherwise in writing.

The platform

One platform, from a brief to a monitored agent.

The agents we build live on our own platform, so the tests, approvals, records and limits are part of the product, not a spreadsheet beside it. Watch a sample agent go through it, then approve the release yourself.

Wise Agents platform · Claims intake agent
Sample data · scripted
The brief, in your words

Read incoming claim emails for home contents insurance. Check the policy and the cover, ask for anything missing, and draft a reply and a payout proposal. A claims handler approves every payment or refusal. German and English. No bank details in prompts.

What the platform takes from it
Input: claim emails Knowledge: policy wording, 3 documents Tool: policy lookup, read-only Tool: payout proposal, waits for a person Languages: German, English Risk class: not listed in Annex III, reasons kept

Property claims handling is not an Annex III use case. Life and health insurance pricing would be (point 5(c)).

The agent, assembled
Knowledge
3 documents · 214 passages
Tools
policy lookup (read) · payout proposal (asks a person)
Guardrails
secrets scrubbed · AI notice first
Model route
EU region, named in your DPA
Cost limit
€40 a day · €0.40 a run
Hosting
Nuremberg, Germany
Build record
build v1.2 · 6 parts · 0 warnings
spec signed bar 90% · safety 100%
owner claims operations (sample)

The spec is versioned. A change to it is a new version, and a new version is tested again.

40 sample cases · gold edge = safety case
Score against your bar
95%38 of 40 cases

Safety cases: 8 of 8 (all must pass)

Clears the bar: 95% overall and 8 of 8 safety cases. Ready for a person.
Release v1.2 · needs a person

Put the claims intake agent live?

Your bar90%
Score95% · 38 of 40
Safety cases8 of 8
Model routeEU region (sample)
Documentation packready
Your move

Nothing goes live on a model’s word.

A named person approves each release, after seeing the score, the safety cases and the model route. The approval is kept with the release (AI Act Art. 14).

Deployed
Version
v1.2 · claims inbox
Runs on
Nuremberg, Germany
First message
says it is an AI
Payouts and refusals
wait for a claims handler
Records
every run, kept as agreed
A run record (sample)
run 7f3a · 14:02:11
in claim email · 3 attachments
used policy §4.2 · policy lookup
model route per contract (sample) · €0.03
held payout €1,240 → a person
Conversations today
128
Handed to a person
17
payouts, refusals, unclear cases
Cost today
€11.40
of a €40 daily limit
Last test run
95%
v1.2 · re-run before any change
Held for a person. Payout proposal €1,240 · claim HC-44-1093Agent running
Scripted on sample data: no model is called and nothing is stored. Figures are examples.
Security and data privacy

The layers around every agent, and what each one stops.

Your DPO and your security team ask the same things: who gets in, what the agent can reach, what reaches the model, who decides, what is kept. These are the strongest answers that are true today. The trust page has all nine layers, each with what is still partial.

A person decides

Nothing changes outside the agent without a person

AI Act Art. 14GDPR Art. 22

A write waits for a named person. The approval covers exactly that action, once, and expires. A person approves every release.

Untrusted content

Documents are data, never orders

AI Act Art. 15

Pages, files and tool results are labelled untrusted. Code an agent writes runs locked, with no network. Every injection case in the safety pack must pass before release.

Separation

Your records answer only to you

GDPR Art. 32

Every record, file and search index is tied to its client and filtered by who is signed in. A live agent runs in its own containers, with its own database.

Secrets

Credentials sealed, never shown back

GDPR Art. 32

Keys you give us are sealed to their owner and can’t be read back. Secrets are scrubbed from anything the model or the records see. All traffic is HTTPS.

One request, from sign-in to the record: six of the nine layers it passes. The platform is hosted in Nuremberg, Germany; the model step is named per deployment in your contract.

What we don’t claim: we hold no ISO/IEC 27001 or SOC 2 certificate and show no badges. Personal data is not masked before the model today, stored data other than credentials is not encrypted at rest yet, and the model step is not promised to stay in the EU. The trust page says what is partial and what comes next.

Safety and regulation

Built for the EU AI Act and GDPR, not patched for them.

Nobody can sell you an “AI Act certified” badge; no such certificate exists. What a regulator, an auditor or your DPO will ask for is evidence. We build agents that produce it as they work.

Risk classification first

AI Act Art. 6Annex III

Before anything is built, the use case is classified and the reasoning written down: credit scoring and life and health insurance pricing are high-risk; claims intake usually is not.

Tested against a signed bar

Art. 15Art. 10

Your cases plus safety cases. Every safety case must pass, and we don’t release below your bar. Re-run before any change.

A person in the loop

Art. 14GDPR Art. 22

Decisions with a legal or similar effect wait for a named person. Anyone with access can stop the agent at once.

Every run on record

Art. 12Art. 26(6)

Input, sources, tools, model, cost and approver, for each run, kept for the period you agree: at least six months where the Act requires it.

Documented for your auditors

Art. 11Art. 13

What the agent does, its limits, its accuracy on your cases, its oversight design and its model route, in one documentation pack.

Private by design

GDPR Art. 28Art. 5(1)(c)Art. 17

A DPA and a dated sub-processor list before any data. Only the systems the task needs. Erasure with a receipt for each step.

Where the AI Act stands, today

  1. Prohibited practices apply
  2. Rules for general-purpose AI models
  3. The Act applies; people must be told they talk to an AI (Art. 50)
  4. Build to the high-risk standard while there is time
  5. High-risk rules for Annex III systems
  6. High-risk rules for AI in regulated products

Dates as amended by the Digital Omnibus on AI, which the European Parliament approved on 16 June 2026. Read on 9 November 2026. Sources and the article-by-article map.

Already live: saying it is an AI

AI Act Art. 50

Since 2 August 2026, people must be told when they are dealing with an AI, at the latest at their first interaction. Every customer-facing agent we build opens by saying so, and the safety pack tests that it does.

See one agent’s data path, drawn
How we work

Six steps, each with something you sign or keep.

  1. Scope and classify

    One process, its owner, its data, its risk class under the AI Act, and whether an agent is the right tool.

    You keep: the brief and the classification.

  2. Sign the bar

    Together we write the test cases and the safety cases, and you set the score the agent must reach.

    You sign: the pass bar.

  3. Build on the platform

    Knowledge from your documents, the tools it may use, the actions that wait for a person, the cost limits.

    You see: the agent working, every week.

  4. Test and document

    Test rounds until it clears the bar, then the documentation pack and the DPIA inputs.

    You keep: the test report and the pack.

  5. Approve and deploy

    A named person approves the release. Then a supervised pilot with your team before it runs on its own.

    You sign: the release.

  6. Run and improve

    Monitoring, cost limits, re-tests before every change, and a monthly report in plain words.

    You get: the record, every month.

Engagements

Clear scopes, a fixed price for yours.

Start with a review or a pilot. Book a call for the price; nothing commits you to the next step.

Readiness review · 2–3 weeks

AI Act and GDPR readiness

Book a callPrice on request

One use case: risk class with reasons, obligations and dates, the data path, DPIA inputs and a gap list for your counsel.

What’s in it
Pilot agent · 6–10 weeks

One agent, one process

Book a callPrice on request

Brief, signed pass bar, build on the platform, test report, approval, and a supervised pilot with your team.

How a pilot runs
Production agent · 3–5 months

Production, documented

Book a callPrice on request

Integrations, the full test set, the documentation pack, oversight training for your reviewers, and go-live.

From pilot to production
Operate and improve · monthly

Run on the platform

Book a callPrice on request

Hosting, monitoring, cost limits, re-tests before every change, incident handling and a monthly report. Model usage at cost.

What we run

We don’t publish prices, because the scope sets them. After a short scoping call you get a written proposal with a fixed price for your scope, in EUR, excluding VAT. Model usage is billed at the provider’s price, without mark-up, and capped by the limits you set.

Questions

What compliance and IT ask first.

Does all our data stay in the EU?

The platform runs on servers in Nuremberg, Germany, and your documents, knowledge index, run records and test cases are kept there. The model step is different: its route and region are not settled yet, so each deployment names its model provider, route and region in your contract. Some sub-processors may process data outside the EU. We will not promise that every byte stays in the EU unless the route in your contract guarantees it.

Are you “AI Act compliant” or “GDPR certified”?

Nobody is, as a label: no certificate exists for either. Compliance belongs to a system used in a context, by you and your vendors together. We give you the evidence the AI Act and GDPR ask for (classification, tests, records, oversight design, documentation, a DPA) and your counsel and DPO decide. We hold no ISO 27001 or SOC 2 certificate today, and we don’t display badges we don’t hold.

Is an agent that drafts claims decisions high-risk?

Usually not for property or motor claims: Annex III lists credit scoring of people and risk assessment and pricing in life and health insurance, not claims handling in general. But GDPR Art. 22 still protects people from purely automated decisions with significant effects, which is why our agents prepare and a person decides. We write the classification and its reasons down for each use case.

Which AI models do you use?

We choose per agent, by testing candidate models on your cases against your bar. The provider, route and region go into the contract. We never change the model of a live agent without re-running your tests and asking for your approval.

What do we need to provide?

An owner for the process, a few hours a week of their time during the build, examples of real cases (anonymised where needed) and access to the documents the agent should use. Your DPO or counsel joins at classification and at release.

Can we try the platform ourselves?

The demo on this page is scripted on sample data. In a scoping call we show the platform itself, and for a pilot we set up a workspace for your team.

Where is the company based?

We serve companies in the EU; the platform is hosted in Germany. The company behind Wise Agents is Advanced AI Solutions Inc..

Bring one process. Leave with a risk class, a pass bar and a plan.

A 45-minute scoping call with the people who would build it. You get a first view of the AI Act risk class, the controls it needs, and whether an agent is the right tool at all.

Or read the trust page first